I think you’re assuming people use these RNAV approaches because of a skill issue. Personally I find flying visual trivially easy. The plane handles superbly, there is nothing difficult about it. I find there is way more to do during the flight when you need to manage the approaches and waypoints, and use all these computers correctly. I’ll fly the visual approaches on short fields that don’t have any real approaches, but it takes a backwater dirt strip to make that really interesting.
Also, when you want to finish your flight in zero visibility, that’s when you want those approaches to work.